Summary
Konfir collects only the information you choose to share to verify your employment or income. The data comes directly from the sources you connect - such as your bank, HMRC, payroll system, or uploaded documents - and is shared only with the organisation that requested your verification (your verifier).
What Konfir shares
The exact data depends on the verification type and the sources you connect. It may include:
Personal identifiers: Name, date of birth, and National Insurance number (to match official records)
Employment details: Employer names, employment dates, and job title (where available)
Income information: Salary amounts and frequency for income verification
Self-employment records: Dates and income from uploaded SA302 documents
Employment gaps: Periods with no employment records found
What Konfir does not share
Your spending, bills, or day-to-day transaction details - Open Banking data is analysed for income patterns only; spending is never shared
HMRC data unrelated to employment or income
Your bank login credentials, Government Gateway password, or other account credentials
Any data from sources you don't connect
Where your data comes from
HMRC
One-time, read-only access to employment and income records
Your login credentials are never shared or stored by Konfir
Access is automatically revoked after your data is retrieved
Open Banking (bank account)
Transaction history is used to identify salary payments and consistency
Only income-related data is included in your verification; spending and outgoings are never passed to your verifier
Your bank login is handled directly by your bank
Regulated by the FCA
Payroll
Employment records are retrieved securely from your employer's payroll provider
No login or additional action is required from you
Documents (SA302)
Self-employment income and history are extracted from uploaded HMRC tax documents
Fraud checks are performed on all uploaded documents
Who can see your data
Only your verifier - the organisation that requested the verification - can view your data and result. Other parties, including your employer, bank, or any third parties, do not have access and are not notified.
Optional data storage
At the end of your verification, you may be asked whether you'd like Konfir to store your verified data to make future verifications faster.
This is optional. If you consent, Konfir acts as a joint data controller with your verifier for that stored data. You can withdraw consent at any time by emailing [email protected]